Showing posts with label The money. Show all posts
Showing posts with label The money. Show all posts

Money can't buy happiness !

I think it's true that money can not buy happiness. However, in this article I will talk about what I call the "happiness millionaire closely guarded secret" of money, you can buy something that will increase your enjoyment of life You see, while silver. You you really can not buy happiness, it can buy the freedom and liberty, if used properly, can lead to happiness there is no guarantee that it will be, but the freedom it gives you the chance. to increase your enjoyment of life.

You might say, "Okay, but what does this have to do with marketing" I think it has everything to do with marketing, and everything to do with why you're reading this? Section One of the things I usually do when I talk to a seminar participants say. "He's not here to learn how to make money." Of course, everyone is surprised, confused and do not know what you mean then I'll say. "Hey, if I gave you a million dollars, you do not necessarily make you happy, right?" And people are confused and frustrated by this statement, too.




But what I said then, "What if I were to give you a million dollars, but at the same time, the US government said:" The money is not worth anything else we do. "Then its value would be the new currency may be gold bars or ducks, and stayed here with a lot of greenbacks without sudden value that money means nothing?. Is worthless.

Let's take a step further. If you do not want money, if the money itself will not make you happy, what is it? There may be things that can be bought with money, a house and a car and holidays. Well, fine, but what would you give? A sense of peace, enjoyment or happiness. Bingo! Which it is ultimately what you want. You want the good feelings, you want to feel the monkey on your back, you want some peace and quiet. In his mind, the feelings associated with having money.

Money can do good, but can also harm; but it is not the money itself. Money is not the root of all evil; It is the love of money is. It says right in the Bible. How the money is used, it is the person who uses it. Now I'm not saying that to keep the money. In fact, I think that people have as much money as they want, because it gives you the freedom to choose and make decisions that can give you happiness that you want to enjoy - but can also give great pain if you know how to properly use freedom.

That's why you see people who are incredibly rich who are very happy in their lives, very concentrated, very balanced and have fun while you see people with the exact same amount of money that is addicted to drugs, are very depressed, they do not know what to do with their lives. Again, it's not the money. Money gives you freedom, and the freedom it gives you more options than before.

For example, if in a situation where you have a lot of credit card debt or have creditors calling, or you live paycheck, there is a constant tension in the back of your mind. If you had enough money you could pay all these debts and get stress from your mind. Then you have the freedom to enjoy the life you want. Money gives you the freedom to do more, to go for more holidays, to have the things you want to have.

Money gives you the freedom to choose to be happy, to create a life of happiness. To get there, I recommend that you start working on two things at this time. First, find ways to make more money. Serious investigation of what others are doing to make more money, because money will be the vehicle for the life you want to live. Second, choose the life you want to live. Decide what you will need to make you happy, or focus on the things that make you happy right now, and then try to live this kind of life at that time (according to their means, of course). As you get more money, the access ramp to the life they want to live. I think you can enjoy your life right now.

I know people who say, "I will postpone my happiness until you are out of debt, or until I saw the perfect, or until I am able to make the ideal holiday home" and well prepared to enjoy your life until they got a certain amount of money. I think you put your life on hold - and if you need ten million or a hundred million dollars, well, I do not want to wait for you to make that kind of money before you start to enjoy your life. Could not.

What I recommend is that you build the tools, right now, to enjoy your life as it is. Because that money is usually are magnified know it today. So if someone has very little money, but they have a drug problem, then what usually happens when they enter a large amount of money they receive huge drug problem. The money does not the drug problem disappears; extended. Now suppose someone feel a little depressed when they have money, they think more money to cure their depression. Well, guess what? She does not. They realize that is rich not cure depression, and increasingly depressed!

On the other hand, if someone is beneficial if they find ways to enjoy life with the little money they have, once they get more money than we are able to give more and more to enjoy life. So determine what makes you happy now. Create happiness in your life today. Work to earn more money so you can have more freedom. This will increase the amount of happiness a hundredfold.

Problems are part of life and business life amplified. You get more problems with business, not less. So build your business around your lifestyle, and try to find things you like - or try to fall in love with things that make you more money. Make a game of it, and you will not be disappointed. Of course, some games can be a real struggle; it can be a lot of work, and generate a lot of stress, and there are certainly many challenges. However, they are also very rewarding. I think you should see everything as if it is a big challenge.

Money itself will not make you happier. It will do nothing except maybe pay some bills. They can provide you with toys, however, because business is really a game. It is difficult to think that way when you're drowning in debt, just struggling to find the money to pay the rent, or food on the table. It is difficult to see the game when you are in trouble. But if you can hold this view, and if you can learn to be content with life outside the company and the specific financial situation which is, so when things turn around, you get happy.

If happiness was only money, not people commit suicide in Hollywood, you do not have people in Hollywood or Wall Street fell into drugs, live a horrible life. They are there to make money with a shovel, and yet many of them are simply hard to be happy. But if you can learn to be content wherever you are right now, so when it finally becomes successful, you can keep that happiness and be not related to money - if the money can remain just a game for you. It can be something that is used to track, and then you can use that money to do good things and help people and to buy toys you want.

The company is just a fun game, and we all play to win - and have fun at the same time. Remember the rule and apply it to your life!

what is the real The Truth About Hard Money Lenders?

So many first time investors are curious about hard money lenders. what
are they? What is it? How I can get some? Is it beneficial? Let me share
some of the basic principles on hard money lenders. First, to determine
what the term "hard money" means. When money is discussed between investors, which
which is considered a "soft" or "hard." Typically soft money is easier to qualify
for and the terms are flexible. Hard money, secondly, the opposite is true.
It is much more restrictive. Not that it is more difficult to obtain, but the terms
They are very specific and much more strict. Must be because the material
only people with lots of money in hand. This is why hard
money is also called "private funds." The money used for investment
END come from people like you and me, not a typical credit institution.
So your first priority is to protect your investment capital. Thus, the terms
should be strict. If it was your money, you want the same.

what is the real The Truth About Hard Money Lenders?


What are some of the terms "hard money lenders"? of course
varies from lender to lender. There was a time when hard money lenders lend
solely on the basis of the agreement or goods on hand. paid
certain percentage of the market value of the property if
Otherwise, the hard money lender would benefit more if they had to foreclose or
sale to an end buyer. Now you will find that many hard money lenders, if they want
to stay in business, require more than just equity to qualify. In fact, the
laws are now favorable for consumers. The legislation on consumer protection, time
and expensive, and so on have forced some hard money lenders litigation
when a loan application is even more difficult.

It's good to know what the terms are when it comes to a strong currency
lender if you can find one that suits your needs. Here are some of the
conditions you can expect to see. Typically they will lend up to 70% ARV (after
fixed value). This means that the hard money lender can lend up
70% of what the house is in perfect condition repaired. So if you find a house value
$ 45,000 in the state it is, and $ 20,000 is in the repair and
current market value fair value of $ 100,000 is fixed, in most cases, you can
loans of up to $ 70,000, which would cover the cost of housing and repairs.




Other terms you might expect higher interest rates. Interest rates range from 12% -
20% per year and the conditions can last from 6 months to several years. Many times these
Rates vary depending on your credit score and experience. In most cases, there will be
be closing costs or fees to use hard money. Hard Money Lenders
charge anywhere from two to ten points. One point equals one percent of the mortgage
amount. So the point Contador ready for operation 1 $ 100,000 range would be $ 1,000. These are all
important things to consider when choosing a hard money lender.

Other things to consider are how quickly funds are available. Many times when
find investment property, you must act quickly. Your ability to access
money can make a difference quickly. It is important to start the relationship
with potential hard money lenders as soon as possible. It should also be
aware of prepayment penalties. Payment penalties can really hurt your case
and cut into your profits significantly. Try to avoid prepayment penalties.

Many hard money lenders today will also be asked to complete a credit
applications can request and W2 or tax returns, the most recent payment
stubs, and bank statements. Again, this is to protect your assets. However, some
and old, who treat the parish or
physically look at the property. Again, depends on who you are dealing.

When should you use a hard money lender? It is ideal for hardware
Novice investors who may not have money or for those who have bad credit and
can not qualify. Investors also use hard money when they have to buy quickly.
Typical soft money or conventional loans are 30 days or more. sometimes
for a long time. Using a hard money lender is also a creative way to finance a property.
Most people like to call "nothing down." If you can borrow enough money to buy the
property, fix it and sell it below market value for a profit, while
made money without any of their own money. Of course, it will cost you to borrow money
money, but the rewards rates.

How to find hard money lenders? There are hundreds of disk
donors waiting to lend you money. It could be your neighbor.
The best way to find hard money lenders is to talk to a mortgage company and ask
for referrals. You can also call a title company or a real estate agency. try
with buyers and sellers everyday. Shop around until you find the best
one that suits your needs. Another way is to search online for hard money lenders.
Some will lend nationwide - these typically want a credit check. If you find a disc
money lender in your area, you can make a record